New York Income Tax Calculator (2026)
New York taxes wage income in 9 brackets that rise to 10.9% at the top, after a standard deduction of $8,000 for single filers, on top of federal income tax and FICA.
Last updated
At a glance
Everything below is for tax year 2026 and a single filer unless stated otherwise. Rates, brackets and deductions come from the Tax Foundation tables in force on January 1, 2026; federal amounts come from IRS Revenue Procedure 2025-32.
| Rule | New York, 2026 |
|---|---|
| Structure | Graduated brackets |
| Top rate | 10.9% |
| Standard deduction, single | $8,000 |
| Standard deduction, married | $16,050 |
| Per dependent | $1,000 |
| Brackets (single) | 9 |
| Taxable income starts from | New York's own calculation |
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Paycheck examples
Four salaries, all computed by this site's own engine: single filer, paid every two weeks, no 401(k) deferral, no health premiums and no local tax. “Take-home” is what lands in the account each payday after every withholding below.
| Salary | Federal | State | FICA | Take-home / paycheck | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,103 | $3,825 | $1,548.15 | 19.5% |
| $75,000 | $7,670 | $3,453 | $5,738 | $2,236.13 | 22.5% |
| $100,000 | $13,170 | $4,860 | $7,650 | $2,858.47 | 25.7% |
| $150,000 | $24,734 | $7,810 | $11,475 | $4,076.20 | 29.3% |
Brackets and deductions
New York applies these rates to state-taxable income for single filers. Married couples filing jointly use the same rates against the joint thresholds in the source tables. The New York standard deduction of $8,000 (single) or $16,050 (married) comes off first.
| Rate | From | To |
|---|---|---|
| 3.9% | $0 | $8,500 |
| 4.4% | $8,500 | $11,700 |
| 5.15% | $11,700 | $13,900 |
| 5.4% | $13,900 | $80,650 |
| 5.9% | $80,650 | $215,400 |
| 6.85% | $215,400 | $1,077,550 |
| 9.65% | $1,077,550 | $5,000,000 |
| 10.3% | $5,000,000 | $25,000,000 |
| 10.9% | $25,000,000 | and above |
What we do not model
For New York: New York City residents pay an additional city income tax (up to 3.876%). An additional 0.5–1% tax may apply to earner income in Yonkers/New York City (not modelled). The figures above exclude local and municipal income taxes, tax credits, itemized deductions, phase-outs, alternative minimum tax, state disability insurance, and the Form W-4 details that change real withholding. They are an estimate, not tax advice — see the full disclaimer for what the model does and does not cover.
Common questions
- What are New York income tax brackets for 2026?
- New York has 9 brackets for single filers, starting at 3.9% and reaching 10.9% at the top. The full table is listed above, with the standard deduction subtracted before those rates apply.
- What is the top New York income tax rate?
- The top New York rate is 10.9%, and it only applies to income above the highest bracket threshold shown above — not to your whole salary. The rate on your first dollars is 3.9%.
- What is the New York standard deduction for 2026?
- $8,000 for single filers and $16,050 for married couples filing jointly, plus $1,000 for each dependent. Taxable income is what remains after that deduction, and it is what the brackets are applied to.
- What is the take-home pay on $100,000 in New York?
- For a single filer paid biweekly with no 401(k) deferral and no health premiums, a $100,000 salary in New York leaves $2,858.47 per paycheck — $74,320.25 a year, an effective rate of 25.7% after $13,170 of federal income tax, $4,860 of New York tax and $7,650 of FICA.
- Do remote workers pay New York income tax?
- A New York resident is generally taxed by New York on wages earned anywhere, including wages for a remote job whose employer sits in another state. Days worked physically outside New York can matter in some cases, and a non-resident working in New York is generally taxed on income earned here. Nothing here is tax advice — the details depend on your situation.
- Does New York have local income taxes?
- New York City residents pay an additional city income tax (up to 3.876%). An additional 0.5–1% tax may apply to earner income in Yonkers/New York City (not modelled). This calculator does not model that layer — treat the number above as state plus federal only.
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