Moving from New Jersey to Florida: What Changes for Your Paycheck (2026)
About 16,190 people moved along this corridor in 2019. Here is what the move does to take-home pay at every salary we model, and the one rule that decides whether the bill matches the arithmetic.
Last updated
At a glance
Tax year 2026, single filer, $100,000, biweekly pay, no retirement contribution, health premium or local tax — the same assumptions as the method section. Rates and brackets come from the Tax Foundation tables in force on January 1, 2026.
| Rule | New Jersey → Florida |
|---|---|
| New Jersey | Graduated brackets, top rate 10.75% |
| Florida | No wage income tax |
| Take-home at $100,000 | $$75,000 → $$79,180 |
| Difference | +$$4,180 per year, +$$161 per paycheck |
| Movers on this corridor | 16,190 (Census ACS 2019, top net-mover corridors) |
Paycheck comparison
Both columns are computed by the calculator from the same inputs, so the only thing that differs between them is the state layer. Federal tax, Social Security and Medicare cancel out — the difference column is entirely New Jersey and Florida.
| Income | New Jersey | Florida | Difference |
|---|---|---|---|
| $50,000 | $$41,140 | $$42,355 | +$$1,215 |
| $75,000 | $$58,997 | $$61,593 | +$$2,596 |
| $100,000 | $$75,000 | $$79,180 | +$$4,180 |
| $150,000 | $$106,426 | $$113,791 | +$$7,365 |
Want different inputs? Run this move through the calculator with Florida selected — filing status, retirement percentage, health premium and local tax all change the answer, and none of them are modelled above.
New Jersey's 10.75% ceiling — and a 2023 law that does not follow you to Florida
New Jersey's top rate is 10.75%; Florida has none. The part that surprises people is the sourcing rule New Jersey added in 2023: it has no convenience rule of its own. It applies whichever rule your home state has, and only if your home state has one.
- P.L. 2023, c. 125 (enacted 21 July 2023, retroactive to 1 January 2023) reaches nonresident employees of New Jersey employers who live in states that impose a similar test.
- New Jersey's own guidance states the law only applies to residents of states that also impose a similar test — a Florida resident imposes none, so the test does not reach you.
- New Jersey's only reciprocal agreement is with Pennsylvania. Here neither state taxes the other's residents' wages, so nothing needs replacing.
- You still have to break New Jersey domicile to stop being taxed there as a resident.
The year you move
Neither state recognises the day you unpacked the boxes as a bright line. You file a part-year resident return in New Jersey for the wages earned while you were its resident and a part-year return in Florida for the rest, and the date each one starts is a question of domicile facts — home, family, licence, registration, voting, business ties — not of the calendar.
The rules above decide who gets to tax which days; the mechanics of residency, day-count apportionment and safe harbors are the same on every corridor and are set out once in which state taxes a remote worker. Keep a per-day log of where you worked, your employer’s written statement of your work location, and the paperwork that shows you actually moved.
Read the full schedules behind these figures: New Jersey tax brackets and Florida tax brackets.
Common questions
Does Florida tax wages?
Florida has no wage income tax, so no state withholding comes out of a Florida paycheck. Everything you gain on this move is what New Jersey stops taking.
How much do I keep moving from New Jersey to Florida?
At $100,000 for a single filer, take-home is $$75,000 in New Jersey and $$79,180 in Florida — a difference of +$$4,180 a year, or about +$$161 per biweekly paycheck. The four-income table above shows the same calculation at $50,000, $75,000 and $150,000; the federal tax and FICA portions are identical on both sides.
What is the one thing to get right on this move?
P.L. 2023, c. 125 (enacted 21 July 2023, retroactive to 1 January 2023) reaches nonresident employees of New Jersey employers who live in states that impose a similar test.
Estimates for a modelled filer, not tax advice, and not a prediction of your return — part-year residency, bonuses, local taxes and filing status all move the number. See the Disclaimer and what this site’s numbers do and do not model.